Bad luck in the form of ill health can strike at any time. Even adults that have been relatively healthy their entire lives may find themselves unable to work on a full-time basis. It is at this time that a disability claim may have to be filed. The problem is that however diligent the claimant may be, there are times when professional assistance is advised.
Short Term Disability
Most people begin by filing a claim for “STD” or Short Term Disability. This permits them to obtain the medical treatments they need until they are ready to return to their job. Depending upon the illness and the manner in which one is employed, the time required to heal may vary by weeks or months.
It could be that you’re employed in a position where a great deal of physical labor is involved. An excellent example of this, is someone who works on a Loading Dock and is employed to lift cartons filled with heavy equipment or merchandise. If the employee is being treated for neck and back issues, an Orthopedic doctor must specify when this activity can resume without further injury.
There are also those serious illnesses that do not manifest themselves in physical appearance at all. Take for example an employee who is suffering from high blood pressure. While their job may be performed solely at a desk in the office, remaining on the job is likely to cause their blood pressure numbers to soar. The more stressful the position with the company, the longer a physician may want the patient in question to remain at home and under increased medication.
Filing for Disability on your own
It is possible for patients to fill out their own forms to obtain Short Term or Long Term Disability, however there are more rapid routes to achieve this. One way to obtain the paid benefits necessary, is to work with a law firm devoted to both Short Term and Long Term Disability such as Cavey Law. Their legal staff is well trained in every facet of Disability Law, enabling the process to proceed as effortlessly as possible.
Filing with the assistance of a legal team
Your benefits can often be delayed or denied completely, no despite serious medical concerns. If this occurs, you need to take action immediately. Most claimants have a maximum of six months to appeal their claim with a Letter of Appeal. If paperwork is not filed with the court by this deadline, Short Term and Long Disability payments may be denied forever.
Appeal effectively or lose out
Proof of all medical requirements and vocational abilities need to be reviewed by the court. Your Letter of Appeal is literally like a trial where you plead for your right to Short Term Disability or Long Term Disability. Working with an attorney highly knowledgeable in Disability Law gives the claimant advantages that they would not have on their own, therefore retaining a lawyer is highly recommended by experts in the field.